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Catering Insurance in Waukee, Grimes, and Dallas Center, IA

The catering business can involve a lot of risk. Caterers work on other businesses’ property and perhaps even in their kitchens, and rely on suppliers and other vendors to furnish the necessary items to provide food. With so much happening—between supplying food, preparing it, transporting it, and serving it to customers—much can unexpectedly go wrong. All of these variables put you at risk, so it is a good idea to make sure you are covered against possible problems with catering insurance.

Catering Insurance Policy Features

If you have employees, you need workers compensation coverage, and of course your own equipment should be covered. General liability coverage exists as well, to cover any damages you might cause (such as your heating units catching the building on fire).

If you serve alcoholic beverages you will need coverage for that as well, as there are more risks and exposure when alcoholic beverages are involved in to a business.

As a business owner, you will need coverage for yourself to take care of loses you might incur due to lost income. Mechanical breakdown, storms, and vehicle trouble are just a few things that could negatively affect your ability to render your catering services.

For a food services industry, liability is always a concern. Lawsuits arising from food poisoning (due to negligence or from mistakenly serving contaminated food) can cause a modest business with irreparable harm. A general small business liability policy will cover the basics, but there are other liabilities such as using a vehicle you don't own, having employees use those vehicles, and accidently damaging property when providing your services.

Call GIT Insurance today to find out what the best catering insurance policies are available for your situation. Our professional staff will guide you through the process of making sure you are covered for anything that might arise in your catering business. Existing customers can call our office for an update, and new customers can call to find out what we have available to fit your catering insurance needs.

Our Locations

GIT Insurance

245 NE Venture Dr
Waukee, IA 50263
Main office: 515-897-4448

Fox Insurance Agency

1302 Walnut St
Dallas Center, IA 50063
Main office: 515-992-3732

Our Providers

Testimonials

GIT Insurance is more than just about the cost savings. They have been an insurance counselor during our families time of need. When they show their appreciation for our business all I can express is how thankful I am that they are our agent.
Bill M
Thank you so much GIT Insurance, who has by far done more for me than any other company and you've earned a customer for life!
Cody M
I can't thank GIT Insurance enough! They cut our bill to a third of what we were paying before! Amazing! Thanks to all who suggested GIT!
Celina V
A shout out to the best agent in the world (at least the best of the best in Central Iowa)! It feels like a whole new world out there driving without a HUGE crack on our windshield. We have delayed months to repair it as big expenses kept coming up. We were sure we had to pay to replace it ourselves as it would be under our deductible. It prompted me to send him a quick e-mail to check on coverage. He said we had zero deductible for windshield replacement and wrote exactly what to do to file claim - if you don't think you need an agent since you can get everything online these days, think again. You would have lost out on an exceptional service that GIT can provide you.
Suyau W
Agent helped me through a crisis claim situation and the service was beyond excellent!
Mark V
GIT Insurance (clever name) conveniently through the internet and email, but yet have that customer service or claims specialist at the agency to help you in your time of need.... Perfection!
Bryan I
GIT Insurance increased my coverage and lowered my cost….what could be better! Thank you for your help.
Joel P
We appreciated GIT Insurance time and expertise in trying to sort out our insurance issues. Their insight was tremendously helpful. A lot of clients are going to benefit from their time and counsel.
Jay B
Great timely service anytime I need to update my policy or have any coverage questions.
Karen S
GIT Insurance takes a very detailed and educational approach in arriving at the best solution specific to the customer's needs. So many options exist from a carrier and product standpoint that a customer runs the risk of making a costly mistake in the purchasing process. Life insurance is primarily for income replacement, not investment, thus a term life policy allows people to obtain a sizable amount of coverage with one of their quality carriers at a very affordable price. GIT Insurance makes a significant impact on the strength of the client's overall financial plan, which gives tremendous peace of mind!
Ross, Certified Financial Plannner