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515.897.4448

Property Insurance in Waukee, Grimes, and Dallas Center, IA

Strength and Stability for Your Home.

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.

Every Home Insurance policy is different, and at GIT Insurance, we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:

  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow

Property Insurance Options to Consider

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative from GIT Insurance who can help you find the right policy.

Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with GIT Insurance before making a decision.

Our Locations

GIT Insurance

245 NE Venture Dr
Waukee, IA 50263
Main office: 515-897-4448

Fox Insurance Agency

1302 Walnut St
Dallas Center, IA 50063
Main office: 515-992-3732

Our Providers

Testimonials

GIT Insurance is more than just about the cost savings. They have been an insurance counselor during our families time of need. When they show their appreciation for our business all I can express is how thankful I am that they are our agent.
Bill M
Thank you so much GIT Insurance, who has by far done more for me than any other company and you've earned a customer for life!
Cody M
I can't thank GIT Insurance enough! They cut our bill to a third of what we were paying before! Amazing! Thanks to all who suggested GIT!
Celina V
A shout out to the best agent in the world (at least the best of the best in Central Iowa)! It feels like a whole new world out there driving without a HUGE crack on our windshield. We have delayed months to repair it as big expenses kept coming up. We were sure we had to pay to replace it ourselves as it would be under our deductible. It prompted me to send him a quick e-mail to check on coverage. He said we had zero deductible for windshield replacement and wrote exactly what to do to file claim - if you don't think you need an agent since you can get everything online these days, think again. You would have lost out on an exceptional service that GIT can provide you.
Suyau W
Agent helped me through a crisis claim situation and the service was beyond excellent!
Mark V
GIT Insurance (clever name) conveniently through the internet and email, but yet have that customer service or claims specialist at the agency to help you in your time of need.... Perfection!
Bryan I
GIT Insurance increased my coverage and lowered my cost….what could be better! Thank you for your help.
Joel P
We appreciated GIT Insurance time and expertise in trying to sort out our insurance issues. Their insight was tremendously helpful. A lot of clients are going to benefit from their time and counsel.
Jay B
Great timely service anytime I need to update my policy or have any coverage questions.
Karen S
GIT Insurance takes a very detailed and educational approach in arriving at the best solution specific to the customer's needs. So many options exist from a carrier and product standpoint that a customer runs the risk of making a costly mistake in the purchasing process. Life insurance is primarily for income replacement, not investment, thus a term life policy allows people to obtain a sizable amount of coverage with one of their quality carriers at a very affordable price. GIT Insurance makes a significant impact on the strength of the client's overall financial plan, which gives tremendous peace of mind!
Ross, Certified Financial Plannner