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515.897.4448

HSAs in Waukee, Grimes, and Dallas Center, IA

It’s All About Options

Whether you’re looking for individual coverage or trying to decide which type of plan to choose for your employees, GIT Insurance can help you find a Health Insurance solution that meets the needs of everyone.

Health Savings Accounts (HSAs) are a newer alternative to Health Insurance and are meant for those who are insured under high-deductible Health Insurance plans. These plans allow individuals to set aside money into a savings account that they can use over time for medical expenses that are not covered under their high-deductible plan. With a standard HSA, you can do the following.

  1. Put money into your HSA (tax free)
  2. Watch your money grow (tax free)
  3. Take out money if needed for qualified medical expenses, including dental and vision (also tax free)

Advantages of HSAs

With a Health Savings Account, you get to control the amount of money that you wish to set aside for medical expenses. All deposits, growth, and withdrawals are all tax-free for your convenience, and most important, your money rolls over each year. Unlike flexible spending accounts, you don’t lose money when your policy renews. Whatever you put into your HSA keeps growing, tax-free.

Although there are limits to the amount of money in which you can deposit to your Health Savings Account each year, as well as qualifications, it’s a great way to help you have a lower premium, supply you with medical coverage if necessary, and help you save for your future medical needs.

Contact an insurance specialist at GIT Insurance today to learn more about how an HSA can benefit you.

Our Locations

GIT Insurance

245 NE Venture Dr
Waukee, IA 50263
Main office: 515-897-4448

Fox Insurance Agency

1302 Walnut St
Dallas Center, IA 50063
Main office: 515-992-3732

Our Providers

Testimonials

GIT Insurance is more than just about the cost savings. They have been an insurance counselor during our families time of need. When they show their appreciation for our business all I can express is how thankful I am that they are our agent.
Bill M
Thank you so much GIT Insurance, who has by far done more for me than any other company and you've earned a customer for life!
Cody M
I can't thank GIT Insurance enough! They cut our bill to a third of what we were paying before! Amazing! Thanks to all who suggested GIT!
Celina V
A shout out to the best agent in the world (at least the best of the best in Central Iowa)! It feels like a whole new world out there driving without a HUGE crack on our windshield. We have delayed months to repair it as big expenses kept coming up. We were sure we had to pay to replace it ourselves as it would be under our deductible. It prompted me to send him a quick e-mail to check on coverage. He said we had zero deductible for windshield replacement and wrote exactly what to do to file claim - if you don't think you need an agent since you can get everything online these days, think again. You would have lost out on an exceptional service that GIT can provide you.
Suyau W
Agent helped me through a crisis claim situation and the service was beyond excellent!
Mark V
GIT Insurance (clever name) conveniently through the internet and email, but yet have that customer service or claims specialist at the agency to help you in your time of need.... Perfection!
Bryan I
GIT Insurance increased my coverage and lowered my cost….what could be better! Thank you for your help.
Joel P
We appreciated GIT Insurance time and expertise in trying to sort out our insurance issues. Their insight was tremendously helpful. A lot of clients are going to benefit from their time and counsel.
Jay B
Great timely service anytime I need to update my policy or have any coverage questions.
Karen S
GIT Insurance takes a very detailed and educational approach in arriving at the best solution specific to the customer's needs. So many options exist from a carrier and product standpoint that a customer runs the risk of making a costly mistake in the purchasing process. Life insurance is primarily for income replacement, not investment, thus a term life policy allows people to obtain a sizable amount of coverage with one of their quality carriers at a very affordable price. GIT Insurance makes a significant impact on the strength of the client's overall financial plan, which gives tremendous peace of mind!
Ross, Certified Financial Plannner